• 你一定已经完成了 FAFSA;
• 你必须完成 入学咨询确保了解偿还贷款义务的工具;
• 你必须签一份贷款合同 主本票(MPN)同意贷款的条款;
• 你一定在做 令人满意的学业进展;
• You must be enrolled for at least 6 credits that count towards their current program 申请贷款的学生在该学期的学习(专业). 跌破 6 credits prior to the loan being disbursed will disqualify you from eligibility.
• 你必须接受他们的学生贷款 自助服务. A 循序渐进的指导 is available to walk you through the entire process and also provides additional 有关减少或取消贷款的信息.

Upon receipt of your FAFSA, the 金融援助 Office will provide you with all of the financial aid to which you're entitled, including loans, if you're eligible and 选择借用它们. 这些信息将在我的奖项中提供给您 的部分 自助服务. Once all of the above requirements have been met, you will receive a loan disclosure 美国国务院通过电子邮件发表声明.S. 教育部给你提供了总数 loan amounts you've accepted, the anticipated disbursement amounts, and the dates 你每学期都会收到贷款.

Generally, the 金融援助 Office will wait until at least 30 days after the start of the semester to disburse/send student 贷款资金 to students' accounts for students 谁符合上述要求. 贷款支付在整个过程中进行 本学期作为学生完成贷款借款要求.

Note: all single-semester loans are scheduled for two disbursements within the semester; once at the beginning of the semester (as described above) and then again around the 学期或课程长度的50%. 这影响到所有的学生 borrowing loans for one semester and includes all student loan borrowers enrolled 在市警察学院培训和按摩治疗项目.

Once your loan funds are disbursed to your student account, they will reduce any outstanding 收费包括但不限于:学费、杂费及任何费用 financial-aid-退款-advance-for-books 你可能用过. 如果在所有费用后，您的帐户上有资金贷方 已付款，学院将办理 退款.

有 年度及合计/总贷款额 这限制了学生可以借到的联邦直接贷款的金额.

Federal regulations require schools to prorate the Federal Direct Subsidized and Unsubsidized Loan amounts for graduating undergraduate students when their final period of enrollment 是少于一个完整学年. 贷款限额比例决定了最高额度 学生在最后一个学期可以借到的贷款额. 本科毕业 students who are only attending one semester of the academic year will have their Federal Direct Loans prorated based on the number of credit hours they are enrolled.

If you borrowed 贷款资金 you wish to return to your lender after it has already disbursed to your student account, the College can return it on your behalf. 这 can only be done if it’s been less than 120 days since the date the 贷款资金 was 申请到你在学院的学生账户. 完成 2023-24贷款调整表 (for loans borrowed during: fall 2023, spring 2024, and/or summer 2024) or the 《bet36365体育网站》 (for loans borrowed during either: fall 2024, spring 2025, and/or summer 2025) to 请求你回来.

If it has been more than 120 days since the date of your loan disbursement, you will 需要将您的贷款资金直接退还给您的服务机构. 访问您的贷款服务 信息, 查看您的贷款帐户 登录后用你的 FSA ID和密码.

If you borrowed Federal Direct Loans at Montco and have graduated, will be transferring, or have a drop in enrollment to a less-than-half time status (3 credits) you are required 完成 出口咨询. Exit counseling provides important information that will guide you as you prepare 你必须偿还你的联邦学生贷款.

这 inception的特别版电子指南 is a free resource that addresses the most recent developments in student loan repayment.

If you need to resolve problems or disputes regarding Direct Loans, Federal Family Education Loans, Guaranteed 学生贷款, SLS Loans or Perkins Loans, contact the 联邦学生援助申诉专员.